Car Insurance

• Third-Party Car Insurance

Third-party car insurance or liability-only insurance is a mandatory policy for all car owners in India. Third-party insurance protects you from financial losses and legal liabilities arising from damage caused to 3rd-party property or injury/death of a 3rd-party person by your insured four-wheeler

• Comprehensive car insurance

Comprehensive car insurance is a type of motor insurance which covers both third party liabilities and own damages to the insured vehicle. With a comprehensive car policy, you can secure yourself against damages from theft, fire, vandalism, and natural calamities.

Additionally, you can enhance your coverage with add-ons like roadside assistance and zero depreciation at a small extra premium.

• Standalone Own Damage Insurance

A standalone own-damage policy compensates for the damages caused to your four-wheeler due to accidents and other losses, including theft and fire. It does not cover damages caused to a third- party property or person

This car policy can be paired with an active third-party policy Hence, a standalone policy is usually bought for car age up to three years

• Zero Depreciation Car Insurance Policy

Most car insurance providers offer two variants of a comprehensive car policy. A simple one and another with the zero depreciation add-on cover, often called Zero Depreciation Policy

Also called bumper-to-bumper insurance, a zero dep policy eliminates the cost of depreciation when settling a claim. Zero depreciation car insurance lets you get the total value of the car or (covered) damaged car parts without having to pay for their depreciation costs.